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Motor and Personal Lines

The Motor and Personal Lines Department caters for insurance policies in the following areas:

- Motor Vehicles

Motor insurance quotations are provided across the majority of insurers operating in for both private and commercial vehicles. One can choose between:

  • Comprehensive Coverage - wide coverage for the vehicle itself, and normally including Acts of God;
  • Third Party Fire & Theft providing coverage for the vehicle itself in the event that it is damaged by fire, theft or attempted theft;
  • Third Party Only.

All three tiers provide coverage for the minimum requirements imposed by Law in terms of third party risks. Specialist coverage for particular risks like

  • special type vehicles;
  • agricultural vehicles;
  • motor cycles;
  • vehicles used in the transport of passengers and cargo, and
  • liability coverage for vehicles used as tools of trade can also be arranged.

We are experts in providing tailor-made solutions where we will recommend the products most suited to your needs also by the inclusion of special extensions wherever necessary. These include personal accident coverage, medical expenses, coverage for the breakage of windscreens and others.

For the operators of fleets consisting of 10 or more vehicles we are in a position to provide bespoke solutions in the form of fleet policies, whereby the benefits in arranging protection and managing risk normally result in savings for the insured in the form of fleet discounts.

We are also provide a road license renewal service to our clients, taking away the hassle of queuing at the Licensing Office. Kindly contact us to enquire about this service.

Documents & Forms[click on link below]
- Motor Insurance Quote Form (Printable Version)

- Self Drive & Garage Hire

Island Insurance Brokers is the operator of the Self Drive Insurance pool. This facility is secured within the local market as follows:

  • GasanMamo Insurance Limited (50%)
  • Atlas Insurance PCC Limited (25%)
  • Mapfre Middlesea plc (25%)

Under this facility we provide an efficient alternative in arranging insurance for this particular class.

Coverage is arranged on a comprehensive basis (other tiers of coverage are also available for Garage Hire). Fleet discounts up to a maximum of 40% are available.

Documents & Forms[click on link below]
- Self Drive Contact Form (Printable Version)

- Home Insurance

Buying a house is the largest, most significant investment one makes in his private life. Investing money and effort when turning it into a home makes having adequate insurance protection even more necessary.

Here at Island Insurance Brokers we would be glad to recommend the right product from the range available at our disposal to protect

The Buildings making up the home;

  • The Contents inside the home;
  • Personal items of value taken out of the home;
  • Liabilities you may be exposed to as owner and/ or occupier of the residence or as the employer of domestic staff and more.

The home is normally protected against the risks of

  • Fire & smoke;
  • Theft or attempted theft (normally not necessitating the presence of force and violence in gaining access into the buildings);
  • Earthquake;
  • Lightning, storm, tempest and flood;
  • Riot, strikes, civil commotion and malicious persons;
  • Aircraft, other aerial devices as well as items dropped therefrom;
  • Escape of Water from pipes, tanks and apparatus;
  • Impact by road vehicles, and animals;
  • Breakage and collapse of aerials, satellite dishes, trees, lamp and telephone posts and flag poles.
Additional coverage is also normally available as follows:
  • The cost of renting alternative accommodation following a loss inside the home making it uninhabitable;
  • The costs of debris removal following destruction of the home;
  • Contents temporarily moved away from the home;
  • Conveyancing;
  • Professional fees incurred in rebuilding the home following loss;
  • Replacement of locks following loss of keys;
  • Accidental Breakage of glass, sanitary fixtures and ceramic hobs;
  • Loss of metered water;
  • Accidental Damage to Computer and Hi-Fi equipment;
  • Coverage for fatal events in the home;
  • Loss of money and credit cards; and
  • Contents of freezers.
Protection for damage caused by any other accidental means is also available, as is insurance on unoccupied premises.

Documents & Forms[click on link below]
- Home Insurance Quote Form (Printable Version)

- Travel Insurance

Whether for business or pleasure, travelling abroad is no longer the exclusivity of the so called privileged few. We have become accustomed to travelling far across many continents for leisure or business, at times to exotic locations like the Far East or the Caribbean. Cruises have nowadays also become more affordable.

When travelling abroad, the risks we face in normal life at home are multiplied. The risks of illness are heightened by the locations we visit, the different food and drink as well as exposure to insects. In travelling abroad we also face the risk of serious injury or worse, simply by boarding planes, trains or ships; as well as coaches or other road vehicles travelling fast along long distances. Our trips may be cancelled or cut short due to the death or serious illness of persons at home or with whom we had intended to travel or stay with, or if our home or place of work suffers physical loss. Other relatively less serious events can also disrupt our travels - the loss of baggage or money, or even the loss of one's passport.

We would be delighted to provide cost-effective travel insurance solutions for practically anyone's travel requirements, anywhere in the world.

For organisations planning travel arrangements for large number of participants, we can provide insurance for the whole travelling party, depending on the scope of the trip.

Documents & Forms[click on link below]
- Travel Insurance Quote Form (Printable Version)

- Life Assurance

We can provide life assurance coverage from local and overseas providers, whether coverage is required for protection or for investment purposes.

Documents & Forms [click on link below]
- Life Assurance Quote Form (Printable Version)

- Healthcare Plans

At Island Insurance Brokers we understand the value of healthcare plans. We can provide quotations on a variety of international healthcare plans, as well as more affordable plans covering treatment in local private hospitals. For those seeking coverage for treatment in private clinics locally in Malta or Gozo, quotations are also available.

Documents & Forms [click on link below]
- Healthcare Insurance Quote Form (Printable Version)

In addition, the Department manages the administration and underwriting of a Self-Drive Insurance Facility.
A fully fledged claims service supporting the various classes of business is also provided.
We also offer a road license renewal service.

For quotations on any of your insurance requirements, please contact our personnel.

Mr Adrian Cumbo (Manager)
+356 2385 5302
Ms Massimiliana Gatt (Senior Broker)
+356 2385 5304
Ms Carmen Mercieca (Senior Broker)
+356 2385 5307
Mr Tonio Montesin (Broker)
+356 2385 5305
Mr Adrian Bonello (Broker)
+356 2385 5303
Ms Simone Bugeja (Broker/Reception) +356 2385 5100 s.bugeja@islandins.com