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 Privacy Notice & Other Legal Statements

The Malta Horse Society Horse Insurance Scheme

Island Insurance Brokers Limited is pleased to support and collaborate with Ghaqda Zwiemel u Kultura. Island Insurance Brokers have secured, on behalf of the Society and its member, terms to cover the legal liability of the horse owner towards third parties whilst riding and handling their horse/s for recreational purposes only anywhere in the Maltese Islands. Members may choose from a Limit of Indemnity of € 125,000 or € 250,000.
Members may also opt to include the following extensions in their cover:
Legal Expenses
Covers Legal Expenses incurred by the insured as a result of your judicial or arbitral intervention or the provision of legal aid services needed resulting from the ownership and/or use of the insured horse. 
Personal Accident
Covers Named Riders and Handlers for Death and Permanent Total / Partial Disablement whilst riding and/or handling the insured horse within the Maltese Islands Only. 
Liability arising from the use of Stable/s
Covers Insured's legal liability as owner and/or occupier arising from the use of own and/or leased and/or rented stable/s and/or premise/s

The policy is underwritten by Mapfre Middlesea plc and Argus Insurance Company (Europe) Limited represented by Argus Insurance Agencies Limited and is exclusively available to  Members of The Malta Horse Society (Ghaqda Zwiemel u Kultura). 
Other Information
Transport Malta has published Guidelines in relation to the Use of Animals and Animal-drawn Vehicles on the Road Regulations (LS 499.66). These guidelines were distributed during meeting jointly organised by Transport Malta and Ghaqda Zwiemel u Kultura on Thursday 14 July 2016. [Continue reading]

Documents & Forms [click on link below]
- Summary of Cover
- Proposal Form

For more further information, please contact:




Mr Adrian Cumbo (Manager)

+356 2385 5302


Ms Carmen Mercieca (Senior Broker)

+356 2385 5307 c.mercieca@islandins.com